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Teslim116
10 months ago
Job Title: Loan Officer
Location: Lekki, Lagos (Hybrid)
Industry: Financial Services
Compensation: ₦250,000 Net Monthly
*About the Role*
We are seeking a proactive and detail-oriented Loan Officer to join our credit and lending team. The ideal candidate will evaluate loan applications, assess creditworthiness, and ensure efficient loan disbursement and recovery.
*Key Responsibilities*
· Source, evaluate, and process loan applications from individuals and SMEs.
· Conduct credit assessments and verify borrower information through background and financial checks.
· Prepare, review, and ensure accuracy of loan documentation in line with company and regulatory standards.
· Recommend loan approvals or rejections based on risk assessment and credit scoring.
· Manage client relationships to ensure satisfaction, retention, and portfolio growth.
· Monitor loan performance, track repayments, and manage delinquent accounts effectively.
· Work closely with the treasury, finance, and recovery teams to maintain portfolio quality.
· Generate and present periodic reports on loan performance, disbursements, and collections.
· Keep up to date with lending regulations, market conditions, and competitor products
*Qualifications & Requirements*
· Bachelor’s degree in Finance, Banking, Accounting, Economics, or related field.
· 3 –5 years of proven experience as a Loan Officer, Credit Analyst, or Relationship Officer (preferably within a microfinance, fintech, or commercial banking institution).
· Strong understanding of credit evaluation, loan documentation, and compliance processes.
· Excellent communication, analytical, and negotiation skills.
· Proficiency in Microsoft Office Suite (especially Excel) and CRM/loan management software.
· Self-motivated and capable of working independently under minimal supervision
Compensation & Benefits
Attractive commissions
Professional development and training opportunities.
Supportive and collaborative work culture that encourages innovation.
*How to Apply*
Interested candidates should send their CV and a short cover letter to talentpoolresourcesng@gmail.com
with the subject line: “Loan Officer – Lekki”
Applications will be reviewed on a rolling basis. Only shortlisted candidates will be contacted.
Deadline: 22nd November 2025
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